Buying a Home Just Got Easier

Getting prequalified for a mortgage helps you determine how much home you can afford, saving you time by focusing your search on the right price range. Being prequalified also strengthens your position in the market sellers are more likely to prioritize you when you're prepared. Being prequalified gives you a clear picture of your budget before you start shopping for your new home.

2. Shopping for a Home

This is the exciting part browsing listings and scheduling tours. We have already helped you determine an affordable mortgage payment, and now your realtor will guide you in finding the right home within your budget. It's important to be prequalified before you begin your home search so that your realtor can show you homes that match your price range.

3. Selecting a Loan Program

Once you're prequalified, it's time to choose the right loan program for you. During this stage, you'll work closely with your loan originator to select the best loan to suit your specific situation.

4. Completing the Loan Approval Process

After finding your dream home and having your offer accepted, you're almost there! But before you can celebrate, you'll need to go through the final loan approval process. Your loan originator will gather the remaining paperwork such as title work, appraisal, and homeowner's insurance to finalize the approval and get you ready for closing.

5. Closing on Your New Home!

This is the moment to celebrate! On closing day, you'll meet with the title company and complete the transaction. Don't forget to wire the funds to the title company or bring a cashier's check for the funds for closing. You will then review and sign the necessary closing documents. Congratulate yourself it's officially yours!